The costs are only going down, and the average Croatian salary cannot fully cover them. The average Croatian salary is USD 6025 net, while the average in Zagreb is slightly higher and is USD 6997 net. Unfortunately, the shopping cart exceeds these figures, so it’s no wonder that people have nothing saved for the black days.
Therefore, as soon as sudden costs come up, people can think of nothing but borrowing. When it comes to lending money, they prefer to go to banks and other credit institutions because they don’t want to break relationships with family or friends, which is unfortunately almost inevitable.
Listening to the needs of the credit home market, they have designed one-off, short-term repayment loans designed to repair their home budget for non-negotiable expenses such as repairing a broken home pipe, treatment costs, car breakdowns, or simply covering credit card defaults. These are all situations that easily happen to each of us. One-off loans with short-term repayments are the same as one-off loans to an employee, short-term loans usually last up to several months.
Employer and Notary Certifications are not required for one-off loans with short-term repayment
This type of lending is primarily offered by credit houses which, unlike banks, do not have such rigorous conditions for lending money. For one-off loans with short-term repayment, it is not necessary to submit a HROK report primarily because it is a smaller sum of money. The client is not required to guarantee the loan with his real estate or any other pledge such as works of art or means of transportation.
Similarly, when submitting a request, the client does not need a notary’s certification or an employer’s certification. Employers are not always in the mood to give credit because they do not want workers to disclose their business operations, preventing them from requesting a much-needed loan, loan or loan. More liberal access is also given to people who are not permanently employed or blacklisted due to small debt.
Never faster to a one-off, short-term repayment loan
The biggest advantage of a one-off, short-term repayment loan is the extremely quick approval, usually within 24 hours of receiving the request. Borrowings are credited to the account the same day if the documentation is complete.
The documentation must be submitted online through a signed copy of the contract and a copy of the identity card and current account. If the amount is more than USD 3000, then an extract from the bank account, payroll or pension list must be enclosed with the required documentation. The account must not be secured or blocked, and in order to apply for a loan, the applicant must have regular income in the form of salary or pension.
Who can apply for one-off loans with short-term repayment
For one-off loans with short-term repayment, pensioners can apply, in addition to workers. So far, the market has not recognized them as potential customers, but given their longer life expectancy and better health, retirees are increasingly borrowers and borrowers. Retirees with foreign pensions can also apply for loans.
Repayment plan for a one-time loan with short-term repayment
Given that these are smaller amounts, usually up to 6000 dollars, the client can repay one-off loans in monthly installments or one-off, depending on their options. The biggest advantage of this type of money lending is that you can pay back the debt due to less money when your next paycheck or retirement is due.